Emergency Fund

Best pet insurance

Talk to a vet online 24/7, get $3,000
in an emergency for all your pets
for only $29/month

We've got your back for

Healthy pets —
happy pet parents

Your $3,000 a year

Protect up to 6 pets with a single plan. Use it in a vet emergency once a year.

No restrictions

Any dog or cat can use the plan, regardless of age, breed, and medical history.

No payback

No co-pay, deductible, or credit check. Unlike pet insurance, you don’t pay it back.

24/7 online vet help

Get any question answered in no time with 24/7 online vet included in your plan.

How it all works?


Talk to a vet online

Start an online vet chat to share a video and confirm the emergency case.


Obtain vet help

Go to any local vet hospital nearby within 4 hours and get the necessary help.


Get vet bill paid

Ask the receptionist to call our hotline with the final vet visit cost.


Focus on recovery

Head home with your pet's life saved and your vet bill paid.

Protect my pet

for only $29/month

Terms to keep in mind

On day 15
after subscribing

You can start
using the fund

Once a year

You can use the fund
for an emergency bill
up to $3,000

The fund covers
pre-existing conditions

But not planned appointments

Emergency fund in action

Chloe's photo
Chloe's userpic


Michael’s Persian Cat emergency vet visit after poisoning by eating cat litter

I’ve noticed that Michael was acting weird, he was passive and, didn’t eat at all. I texted the vet in Online Vet and after a video examination she told me it was an emergency case and I need to go to a vet clinic. Hopefully, he’s okay now, it appears to be a cat litter that he had swallowed.

Max's photo
Max's userpic


Luna’s Beagle ER visit after being attacked by a neighbourhood dog

It all started so fast.. Thanks vet clinic near me was good. Can’t imagine what I would do, if I had to pay the bill by myself, so Emergency fund appeared to be a good investment. My poor girl will recover smoothly.

We cover incidents

The fund covers

  • Toxic ingestion

  • Choking and breathing difficulty

  • Severe blockages

  • Severe internal & external injuries

  • Other serious, unexpected, dangerous situations that require immediate medical attention

The fund doesn't cover

  • Scheduled appointments

  • Scheduled surgeries

  • Regular check-ups and wellness visits

  • Vaccinations and routine procedures

The lists are not exhaustive. All emergencies are evaluated on a case level by our vets.

Your concerns are addressed

  • How do I know if the vet will accept Emergency Fund?

    Emergency Fund by Petcube differs from typical insurance for pets in that we make a direct payment to the vet clinic of your choice. We make every effort to pay all covered emergencies in the time it takes the vet facility to finish emergency care and charge the pet owner.

  • Can I use the funds for more than one emergency per year?

    No, Emergency Fund by Petcube can only be used once per year per membership. The funds are limited to a one-time payout of up to $3,000 regardless of the amount.

  • How long do the funds stay available after activation?

    After being referred by our veterinarian via virtual vet visit, your Emergency Fund is available at your preferred vet clinic for a maximum of 4 hours.

  • Can I use the funds without consulting Petcube’s vets?

    No, to use your Emergency Fund, you must be referred to an emergency vet clinic or your main vet clinic through the Emergency Fund platform by one of our veterinarians. A video recording is mandatory to determine if it is an emergency or not.

    You will not have access to the fund if the pet has been admitted prior to contacting one of our vets for the fund.

  • Does my pet’s issue qualify for the funds coverage?

    If you believe your pet is experiencing an emergency and need immediate medical attention, you must first contact with one of our veterinarians before using your Emergency Fund. All cases must be reviewed and reported to the Emergency Fund platform by one of our veterinarians. You can talk to a vet here. A video is mandatory to determine if it is an emergency or not. You will not have access to the fund if the pet has been admitted prior to contacting one of our vets for funds.

You have a plan in case of emergency!

You have a plan in case of emergency!

Protect your pet with a pet Emergency fund today and have peace of mind for the whole year

Protect my pet