Best pet insurance
Talk to a vet online 24/7, get $3,000
Healthy pets —
happy pet parents
Annoyed by slow pet insurance claims? Confirm your incident 24/7 and get your vet bill covered the same day!
Your $3,000 a year
Protect up to 6 pets with a single plan. Use it in a vet emergency once a year.
No restrictions
Any dog or cat is covered, regardless of age, breed, and medical history.
Fast coverage payment
Unlike pet insurance, we make a direct payment to a vet clinic at the time of pet emergency.
24/7 online vet help
Get any question answered in no time with a 24/7 online vet included in your plan.
How does it work?
We only pay for your vet bills in any life‑threatening situation, but vet appointments or not severe cases are not eligible for coverage.
1
Talk to a vet online
Start a chat to share a video and confirm the emergency case.
2
Obtain Emergency Vet Help
Go to any local veterinary clinic nearby within 4 hours and get the necessary help.
3
Get vet bill paid
Ask the receptionist to call our hotline with the final cost.
4
Focus on recovery
Head home with your furkid’s life saved and your vet bill paid.
for only $29/month
Meet some of your Petcube vet team
Dr. Paulina
10 years experience
Dr. Ryan
10 years experience
Dr. Thashia Reddy
14 years experience
Dr. Marelize
6 years experience
Dr. Bob Watson
30 years experience
Dr. Rouxlene
14 years experience
Dr. Gabriele
11 years experience
Helping hand in action
Passing the mic to pet parents, does accident-only coverage
make any sense?

Chloe

Max
We cover incidents
We are sure that transparency in coverage helps to grow trust between pet parents and Petcube further.
Fund covers
Toxic ingestion
Choking and breathing difficulty
Severe blockages
Severe internal & external injuries
Other serious, unexpected, dangerous situations that require immediate medical attention
Fund doesn’t cover
Scheduled appointments
Scheduled surgeries
Regular check-ups and vaccinations
Pregnancy and related issues
Parvovirus
Traditional pet insurance
vs pet insurance alternative
Meet Petcube Emergency Fund — the top pet insurance alternative in the US
Emergency Fund
Deductible
$0 *
Reimbursement
Up to $3000
Claim repayment
Same day
Grace period
14 days
Restrictions
No restrictions
Pets covered
Up to 6 pets
Vet consultations
24/7 online veterinarian
Pet insurance
$50–1000
50–90%
4-40 days
14-30 days
Above 10-14 y.o, no pre-existing conditions coverage
At additional cost
No
Terms to keep in mind
Unlike pet insurance, Emergency Fund is open for any pet, even with pre-existing conditions. But you can activate it only after a 14-day grace period by confirmation of an online vet.
On day 15
after subscribing
You can start
using your coverage
Once a year
You can use the fund
for an emergency bill
up to $3,000
The fund covers
pre-existing conditions
But not planned appointments
Your concerns are addressed
Feel free to reach out with any questions at support@petcube.com