Best pet insurance
Talk to a vet online 24/7, get $3,000
Traditional pet insurance vs
pet insurance alternative
Meet Emergency Fund — the top pet insurance alternative in the US
Deductible
Reimbursement
Claim repayment
Grace period
Restrictions
Pets covered
Vet consultations
Emergency Fund
Deductible
$0
Reimbursement
Up to $3000
Claim repayment
Same day
Grace period
14 days
Restrictions
No restrictions
Pets covered
Up to 6 pets
Vet consultations
24/7 online vet
Pet insurance
$50–1000
50–90%
4-40 days
14-30 days
Above 10-14 y.o, no pre-existing conditions coverage
At additional cost
No
Healthy pets —
happy pet parents
Annoyed by slow pet insurance claims? Confirm your incident 24/7 and get your vet bill covered the same day!
Your $3,000 a year
Protect up to 6 pets with a single plan. Use it in a vet emergency once a year.
No restrictions
Any dog or cat is covered, regardless of age, breed, and medical history.
No payback
No co-pay, deductible, or credit check. Unlike pet insurance, you don’t pay it back.
24/7 online vet help
Get any question answered in no time with 24/7 online vet included in your plan.
How does it work?
We only pay for your vet bills in any life‑threatening situation, but vet appointments or not severe cases are not eligible for coverage.
1
Talk to a vet online
Start a chat to share a video and confirm the emergency case.
2
Obtain vet help
Go to any local veterinary clinic nearby within 4 hours and get the necessary help.
3
Get vet bill paid
Ask the receptionist to call our hotline with the final cost.
4
Focus on recovery
Head home with your furkid’s life saved and your vet bill paid.
for only $29/month
Terms to keep in mind
Unlike pet insurance, Emergency Fund is open for any pet, even with pre-existing conditions. But you can activate it only after a 14-day grace period by confirmation of an online vet.
On day 15
after subscribing
You can start
using your coverage
Once a year
You can use the fund
for an emergency bill
up to $3,000
The fund covers
pre-existing conditions
But not planned appointments
Helping hand in action
Passing the mic to pet parents: how do you like the accident-only vet
coverage compared to the traditional pet insurance?

Chloe

Max
We cover incidents
We are sure that transparency in coverage helps to grow trust between pet parents and Petcube further.
The fund covers
Toxic ingestion
Choking and breathing difficulty
Severe blockages
Severe internal & external injuries
Other serious, unexpected, dangerous situations that require immediate medical attention
The fund doesn't cover
Scheduled appointments
Scheduled surgeries
Regular check-ups and wellness visits
Vaccinations and routine procedures
Your concerns are addressed
Feel free to reach out with any questions at support@petcube.com